Are you in a bind from an unexpected financial hardship? Or are past-due bills piling up that could result in a shutdown of services that you need? Consumers in those same positions have found title loans Decatur to be a great way of dealing with their financial problems. The application process is fast and convenient, so you can get money right away, and there’s no credit check involved. Here at Benton Car Title Loans, we’ve made the process even easier by setting up an online title loans Decatur application.
You can apply for a title loan right here on our website. Just head over to the title loan application form and fill out the following information about the car that you plan to put up as collateral for your title loan:
By obtaining that information, we’re able to pre approve you for a car title loan and also determine how much money we could lend you. That amount is contingent on your car’s current market value, which means we’ll need to perform a quick vehicle inspection to confirm that there aren’t any glaring issues that could detract from its value.
What kind of documentation do you need to have to obtain a title loan? Nothing that you wouldn’t already have any time you went for a drive. Unlike banks, which typically require all kinds of financial records and also will want to run a credit check, the title loan application process only requires that you bring in your government-issued ID and your car title. We take a quick look at your ID to verify that you’re at least 18 years old, as that’s the minimum to get a car title loan. We also hang on to your car title during the term of your title loan, and then return it to you immediately after you pay off the loan.
To check that you make enough money to pay back your loan, we’ll also ask you about your income. If you can bring us income verification, such as a paystub, that’s helpful, but if not, we can go off your own estimate of your income.
When you’re in search of title loans Decatur, you definitely don’t want to end up driving out to the middle of nowhere to get your money and then to get your car title when you repay the loan. You won’t need to do that with Benton Car Title Loans, as we have our office right here in Decatur. You can get here quickly taking either the freeway or surface streets, and you’ll know you’re getting close when you see our Benton Car Title Loans sign. There’s also plenty of convenient parking nearby.
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